New Location!
I am thrilled to announce that our office has relocated to a new, more accessible location at 5055 W Ray Rd #22 in Chandler, AZ 85226. We understand the importance of convenience and providing exceptional service to our customers, and this move allows us to do just that. Our new office is conveniently situated in the heart of Chandler, ensuring easy access for all. Whether you need assistance with auto, home, or business insurance, our dedicated team is here to provide you with personalized answers tailored to your unique needs. We look forward to serving you at our new location and continuing to build strong relationships within our community.
What's New:
September is National Life Insurance Month: Protecting Your Loved Ones' Future
At the Dawon Coleman Insurance Agency, we understand the importance of securing your family's financial future. That's why we are proud to offer a comprehensive range of life insurance policies. Life insurance is not just a luxury, but a necessity that ensures your loved ones are protected in the event of an unfortunate incident.
Why You Need More Than Employer-Based Life Insurance 🚫👔
Life insurance is a critical tool for protecting your loved ones' financial future. While many employers offer life insurance, relying solely on employer-based coverage may leave you and your family underinsured. Here's why you need more than just employer-based life insurance:
Insufficient Coverage: 📉💰 Employer-provided life insurance often offers a basic level of coverage, which may not be enough to meet your family's needs. The death benefit provided by employer-based policies is typically a multiple of your salary, which in many cases is not adequate to maintain your family’s standard of living. Life insurance should replace your income, pay off debts, or cover long-term expenses.
Lack of Portability: 🚫🔗One significant drawback of employer-provided life insurance is that it is tied to your employment. If you change jobs or lose your job, you may lose your life insurance coverage altogether. This can leave you and your family vulnerable during periods of transition or unemployment.
Limited Customization: 📏🔒Employer-based policies are designed to cater to a wide range of employees' needs. However, they may not consider your specific circumstances, such as outstanding debts, house payments, or your family's long-term financial goals. Customization options are often limited, preventing you from tailoring your coverage to adequately protect your loved ones.
Inadequate Duration: 🕓🔌Employer-provided life insurance is typically valid only as long as you remain with the company. If you decide to retire or leave your job, you may lose this coverage when you need it the most. This lack of continuity can jeopardize your family's financial security during critical stages of life.
Additional Benefits: 🎁🌟Many employer-based policies do not offer additional benefits, such as critical illness coverage, disability insurance, or long-term care coverage. These additional protections can be crucial in safeguarding your family's financial well-being in the face of unexpected circumstances.
To ensure comprehensive coverage and long-term financial security for your loved ones, it is essential to consider obtaining individual life insurance outside of your employer's plan. Individual life insurance policies offer greater flexibility, customization options, and portability, allowing you to tailor coverage to your specific needs and maintain it even if your employment situation changes.
At the Dawon Coleman Insurance Agency, help individuals and families secure the right life insurance coverage. Our dedicated team will work closely with you to assess your needs, explore various policy options, and find the right solution that provides the level of protection your loved ones deserve. 💼💚
Don't rely solely on employer-based life insurance. Contact the Dawon Coleman Insurance Agency today to discuss how we can help you secure comprehensive coverage that goes beyond your employment, ensuring your family's financial future is secure, no matter what. 📞🛡️
About Me:
Hello neighbors! Welcome to Dawon Coleman State Farm Insurance Agency! Insurance is a simple yet complicated field, and my agency helps families understand how to use insurance to their advantage. We use simple conversations and real-life examples to help people that we work with understand how to use insurance as an asset and not a liability. I have never met a person that loved paying for insurance, but I have also never met a person that was unhappy with an insurance decision from a policy that was crafted and issued correctly. Many of you reading this are doing so, not because the company that holds your policy is a bad company, but because the agency has treated you like a number. They don’t know you and you don’t know them, so the relationship is unbalanced. This can be a dangerous combination. We understand that any strong relationship starts with listening, and we understand that for us to help you, we must first understand your wants and needs. Our goal at our agency is to treat you family, and to help educate you along the way.
Insurance is about your story. It’s about your lifestyle. It’s about protecting what you have worked hard to earn. If you are calling an 800 number and not having a real-life conversation with your agent, I am willing to bet that you have gaps in your coverage. Unfortunately, most people discover this fact too late. Did you know that if you cause an accident and don’t have the correct coverage in place, the state of Arizona will allow the injured party to receive up to 25% of your wages to pay for damages? Most people don’t realize this fact, and that is a hard lesson to learn while raising a family or entering retirement. I want you to think for a moment... If you were sued and the plaintiff was awarded 25% of your income. Would you and your family be, ok? If your answer is no, then we need to talk!
At our agency we take the time to get to know our customers. We are patient and provide unbiased guidance on the products and coverages that we recommend. Your policy is not about our wishes, it is about you, your family, your lifestyle, your wealth, and your ambitions. The information that we provide is designed to simplify insurance, protect what is important to you, and educate you about blind spots in your everyday life. If you want to learn how we can help you, or if you have questions about your insurance coverage, give us a call. Schedule an appointment and we will provide you with a Financial Risk action plan. Even if we do not do business together, this plan will prove to be an asset as it helps solve common insurance and financial missteps. We look forward to meeting you and thank you in advance for your business.
I have been helping Arizona with their insurance and financial needs since 1998. Our vast knowledge of insurance and our communities allow us to better serve anyone relocating to Arizona, even if you are an out-of-state transfer. We serve the Chandler, Mesa, Tempe, Scottsdale, and surrounding communities with their Auto, home, life, and other insurance needs. As a State Farm Agent and small business owner myself, I understand the wants, needs, and lifestyle of an entrepreneur. I look to help my fellow local business’ by providing small business insurance. Have you been considering that long road trip recently? Contact us to learn more about our Motorcycle and Recreational Vehicle policies. Get your Free quote online, give us a call, or stop in to say Hi! My team is bilingual in both English and Spanish.
